Local 181 Member update
New resources for USA Plan participants
Find plan documents, beneficiary information, and online account guidance for the Union Strength Annuity (USA) Plan.
Information for participating members
Get familiar with your USA Plan resources
Local 181 is sharing a participant packet and additional Empower correspondence to help Union Strength Annuity (USA) Plan participants find important plan and account information.
The materials bring together the 2026 Summary Plan Description, a beneficiary designation form, and guidance for accessing your retirement account and the plan administrator’s member portal.
Where to begin
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Review the participant packet
Read the Summary Plan Description for information about participation, contributions, vesting, and other plan provisions.
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Check your beneficiary information
Use the included beneficiary designation form and follow the packet’s instructions for completing and returning it.
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Find online account instructions
Review the guidance for accessing your Empower account and the Southwest Service Administrators member portal.
Questions about your plan or account? Refer to the administrator and Empower contact information provided in the participant packet.
Download the documents
New Participant Packet
Plan information, the 2026 Summary Plan Description, a beneficiary designation form, and online account guidance.
Download Participant PacketEmpower Notices & Account Information
The July 2026 notice cover letter and June 30, 2026 account information letter for the USA Plan.
Download Empower DocumentsKeep these resources handy
Find your plan documents again
Use the annuity sections on Member Benefits and Forms to return to these documents whenever you need them.